张坤，刘彦春等“顶尖”基金调整年轻投资者的恐慌情绪？

原标题：张Kun，刘延春等“顶流”资金已经调整。 年轻的投资者感到恐慌吗？

概括

[ZhangKunLiuYanchunandother”top-flow”fundsareadjustedtoyounginvestorspanic?】Intherecentmarketadjustmentsmany“top-tier”starfundshavenotbeenabletostandaloneTheproductsmanagedbymanyfundmanagerssuchasZhangKunLiuYanchunYuGuangandXiaoNanhaveallfallentovaryingdegreesAtthismomentthefunddiscussionforumwascrowdedwithvariousmessages(ShanghaiSecuritiesNews)

RecentmarketAdjustment, many “top-tier” starsfundThey also failed to take care of themselves, Zhang Kun, Liu Yanchun, Yu Guang, Xiao Nan and many other fundsmanagermanagementofproductThere have been varying degrees of decline. At this moment, the fund discussion forum was crowded with various messages.

So, are the Star Fund fans panicked? Young after 90sinvestmentWill the person flee with the wind?

Alipay data shows that nowFixed investmentMore than 40% of Christians who have been born for more than one year are born in the 90s. And 60% of post-90s investors can hold a single fund for more than one year.This may be the same as many post-90s keen onlineFinancial managementLearn about it from the recent AlipayFinancial managementAccording to live broadcast data, 40 of the total viewers are born in the 90s.

　　Many starsFund equityFall

At the beginning of the Year of the Ox, A shares rose for a short period of time and then went into adjustment.Fund Awkward StocksAfter being tested by the market, active equity funds also fell.Choice dataShow that as of February 23, more than 80% of partial sharesHybrid、Stock fundSince the Year of the Ox, the net value has fallen, with an average drop of 4.59%, and 127 products have fallen by more than 10% (different shares are calculated separately).

The star fund has not been able to stand alone. For example, Zhang Kun, who owns Ikun’s support team, has fallen by more than 6% and 7%, respectively, since the beginning of the Year of the Bull for E Fund’s Blue Chip Hybrid and E Fund’s Small and Medium-Cap Mixed Fund. Is falling.

E Fund Blue Chip Selected Mixed Bull Years’ Net Worth Performance:

Coincidentally, the net value of star fund manager products such as Wang Pei, Liu Yanchun, Zhou Yingbo, Yu Guang, and Xiao Nan have all fallen to varying degrees over the past few years, with some falling by more than 10%.

Managed by Liu YanchunInvescoNet performance of Great Wall’s emerging growth mix in recent years:

E FundconsumptionThe performance of selected stocks in the past few years:

It can be seen from the Citizens’ online discussion that many people have panicked. The picture below is from Zhang Kun’s fund discussion area:

What’s more interesting is that although the recent “out-of-circle” events of funds such as the Ikun support group are mainly dominated by young people, the post-90s population seems to be less volatile than the market thinks when investing in funds. More rational characteristics.

　　60% of the “Buddha” investment of the post-90s generation

According to data from Alipay, over 40% of the users of the platform’s fixed investment funds are born in the 90s. And 60% of post-90s investors can hold a single fund in the market for more than one year.

Since the gradual popularization of fund live broadcasts last year, Christians have “learned” financial management onlineknow howThere have also been more channels, especially the young Christians, represented by the post-90s generation, who are more interested in this kind of free educationserviceThe sweetness is as sweet as sweet. Take the data from February 19 to February 23 as an example,Share33 financial institutions brought investor education content and products to Alipay’s wealth management festival, and the post-90s generation accounted for 40% of the wealth management live broadcast audience.

　　This reflects that some young investors’ financial management concepts and habits may be becoming more rational, willing to hand over financial management to professional institutions, and also willing to learn professional knowledge, and are gradually bidding farewell to catching up.Kill, The habit of frequent transactions. Not only that, the data from Alipay’s wealth management festival also shows that among investors who have purchased 3 or more fund products in different sectors, more than half are born in the 90s. Young people also know how to “put eggs in different baskets.”

How do Christians respond to recent adjustments?

So, in the face of recent market adjustments, should Christians still respond to the “Buddhist system”?China Europe FundThink that usually when the market soars,PlummetInvestors are advised to calm down first, because they often make wrong decisions in panic.

For example, think before choosing to cut meat: Are there better investment options after selling? At this time, are you considering selling because it is affected by market changes, or because the fundamentals of the fund have deteriorated significantly or the fund manager changes? Does selling at this time go against the original intention of buying?

CEIBS Fund stated that if the fund held by itself has undergone major changes, which violates the original reason for buying, it is understandable to consider selling. However, if you choose to sell because of the recent market decline, it is recommended to consider again. No one knows how the market will change in the future. Following the market may lead to frequent redemption, chasing ups and downs. Firstly, it consumes energy, and secondly, the income may not earn much, but the fees may be a lot.

Star fund manager Zhou Yingbo also recently stated in the discussion area of ​​funds under his management that investors are advised to comprehensively consider their own risk tolerance, look at the expected rate of return from a longer-term perspective, and invest rationally.

(Source: Shanghai Securities News)

(Editor in charge: DF142)